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.page-hero{position:relative;min-height:570px;overflow:hidden}.page-hero__grid{position:relative;z-index:2;min-height:570px;display:grid;grid-template-columns:1.05fr .75fr;align-items:center;gap:90px}.page-hero__copy{max-width:790px}.page-hero__copy h1{font-size:clamp(3.6rem,5.7vw,6.5rem);margin:22px 0}.page-hero__copy>p{font-size:1.12rem;max-width:690px}.page-hero__visual{position:absolute;inset:0}.page-hero__visual:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#fff 0%,rgba(255,255,255,.96) 43%,rgba(255,255,255,.05) 75%)}.page-hero__visual img{width:100%;height:100%;object-fit:cover;object-position:center}.page-hero__card{justify-self:end;align-self:end;margin-bottom:45px;width:min(390px,100%);background:rgba(7,27,58,.95);color:#fff;padding:34px;border-top:3px solid var(--gold)}.page-hero__card span{font-size:.7rem;letter-spacing:.2em;text-transform:uppercase;color:#e2b776}.page-hero__card blockquote{font-family:var(--serif);font-size:1.7rem;line-height:1.22;margin:16px 0 0}.page-hero--navy,.request-hero{background:radial-gradient(circle at 80% 35%,#164575,var(--navy) 52%);color:#fff}.page-hero--navy h1,.page-hero--navy p,.request-hero h1,.request-hero p{color:#fff}.hero-diagram{justify-self:end;position:relative;width:390px;height:390px;border:1px solid rgba(255,255,255,.24);border-radius:50%}.hero-diagram:before,.hero-diagram:after{content:"";position:absolute;border:1px solid rgba(202,147,79,.55);border-radius:50%;inset:55px}.hero-diagram:after{inset:112px}.hero-diagram b{position:absolute;inset:0;display:grid;place-items:center;text-align:center;color:#fff;font-family:var(--serif);font-size:1.5rem}.hero-diagram span{position:absolute;color:#d8e2ed;text-transform:uppercase;font-size:.66rem;letter-spacing:.16em}.hero-diagram span:nth-child(1){top:18px;left:145px}.hero-diagram span:nth-child(2){top:180px;right:-20px}.hero-diagram span:nth-child(3){bottom:20px;left:155px}.hero-diagram span:nth-child(4){top:180px;left:-18px}.page-hero--industries{color:#fff}.page-hero--industries .page-hero__visual:after{background:linear-gradient(90deg,rgba(7,27,58,.94),rgba(7,27,58,.68) 48%,rgba(7,27,58,.1))}.page-hero--industries h1,.page-hero--industries p{color:#fff}.page-hero__card--glass{background:rgba(255,255,255,.12);backdrop-filter:blur(15px);border:1px solid rgba(255,255,255,.3)}.page-hero--editorial{background:linear-gradient(110deg,#f5f0e7,#fff 62%)}.editorial-mark{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:12px;color:var(--navy);font-family:var(--serif);font-size:1.8rem}.editorial-mark b{color:var(--gold)}.page-hero--contact{background:linear-gradient(110deg,#f8f4ec,#edf2f5)}.contact-cards{display:grid;gap:14px}.contact-cards>a,.contact-cards>div{display:flex;align-items:center;gap:18px;background:#fff;padding:22px 25px;border:1px solid var(--line);box-shadow:0 8px 30px rgba(7,27,58,.05)}.contact-cards .icon{color:var(--gold)}.contact-cards small,.contact-cards b{display:block}.contact-cards small{font-size:.7rem;color:var(--muted)}.contact-cards b{font-size:.86rem;color:var(--navy)}

.narrative-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:110px}.prose p{font-size:1.08rem}.values-grid{display:grid;grid-template-columns:repeat(4,1fr)}.values-grid article{padding:48px 36px;border-left:1px solid rgba(255,255,255,.16)}.values-grid article:last-child{border-right:1px solid rgba(255,255,255,.16)}.values-grid span{color:#ddb274;font-weight:700}.values-grid h3{font-size:2.2rem;margin:50px 0 10px}.values-grid p{color:#cbd5df;font-size:.9rem}.approach-timeline{display:grid;grid-template-columns:.8fr 1.2fr;gap:90px}.approach-timeline ol{list-style:none;margin:0;padding:0}.approach-timeline li{display:grid;grid-template-columns:55px 1fr;gap:25px;padding:24px 0;border-top:1px solid #cfd7df}.approach-timeline li>span{color:var(--gold);font-weight:700}.approach-timeline h3{margin:0 0 6px}.approach-timeline p{margin:0}.credentials-panel{display:grid;grid-template-columns:1.1fr .9fr;gap:80px;background:var(--cream);padding:70px}.metric-grid{display:grid;grid-template-columns:repeat(3,1fr);align-self:center}.metric-grid article{text-align:center;border-left:1px solid #d7c2a3;padding:20px}.metric-grid strong,.metric-grid span{display:block}.metric-grid strong{font-family:var(--serif);font-size:1.8rem;color:var(--navy)}.metric-grid span{font-size:.67rem;text-transform:uppercase;letter-spacing:.12em;color:var(--muted)}

.expertise-list{border-top:1px solid var(--line)}.expertise-row{display:grid;grid-template-columns:55px 82px 1fr;gap:35px;padding:55px 0;border-bottom:1px solid var(--line)}.expertise-row__index{font-size:.72rem;color:var(--gold);font-weight:700}.expertise-row__icon{width:70px;height:70px;border:1px solid #d5bf9e;border-radius:50%;display:grid;place-items:center;color:var(--gold)}.expertise-row__icon .icon{width:34px;height:34px}.expertise-row h3{font-size:2.7rem;margin:10px 0 16px}.expertise-row ul{columns:2;gap:45px;padding-left:18px;color:var(--muted);font-size:.9rem}.decision-matrix{display:grid;grid-template-columns:.7fr 1.3fr;gap:80px}.matrix-grid{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid #cbd3dc;border-left:1px solid #cbd3dc}.matrix-grid article{padding:28px;border-right:1px solid #cbd3dc;border-bottom:1px solid #cbd3dc}.matrix-grid b,.matrix-grid span{display:block}.matrix-grid b{font-family:var(--serif);font-size:1.45rem;color:var(--navy)}.matrix-grid span{font-size:.83rem;color:var(--muted);margin-top:7px}.sector-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.sector-card{padding:38px;border:1px solid var(--line);background:#fff;min-height:460px}.sector-card>.icon{color:var(--gold);width:44px;height:44px}.sector-card>span{display:block;margin-top:45px;font-size:.7rem;text-transform:uppercase;letter-spacing:.16em;color:var(--gold)}.sector-card h3{font-size:2rem;margin:15px 0}.sector-card ul{padding-left:18px;color:var(--muted);font-size:.86rem}.sector-card--accent{background:var(--navy);color:#fff}.sector-card--accent h3,.sector-card--accent p{color:#fff}.risk-chain{display:flex;align-items:center;gap:12px;margin:32px 0;flex-wrap:wrap}.risk-chain span{background:var(--cream);padding:9px 13px;color:var(--navy);font-size:.75rem}.risk-chain .icon{width:16px;color:var(--gold)}

.featured-insight{display:grid;grid-template-columns:1.1fr .9fr;background:var(--cream);align-items:center}.featured-insight__visual{height:520px}.featured-insight__visual img{width:100%;height:100%;object-fit:cover}.featured-insight>div:last-child{padding:60px}.featured-insight h2{font-size:3rem;margin:20px 0}.insight-meta{font-size:.7rem;text-transform:uppercase;letter-spacing:.12em;margin:18px 0 0}.insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:25px}.insight-card{border:1px solid var(--line);padding:35px;min-height:310px}.insight-card>span{font-size:.68rem;letter-spacing:.15em;text-transform:uppercase;color:var(--gold)}.insight-card h3{font-size:1.8rem;margin:38px 0 12px}.insight-card a{color:var(--gold);font-weight:700;font-size:.85rem}.article-layout{display:grid;grid-template-columns:260px 1fr;gap:80px}.article-layout aside{border-right:1px solid #cfb896}.prose--article{max-width:880px}.prose--article h2{font-size:3.3rem}.prose--article ol{padding-left:20px}.prose--article li{margin:0 0 20px;color:var(--muted)}.prose--article li b{color:var(--navy)}.topic-notes{display:grid;gap:70px}.topic-notes article{display:grid;grid-template-columns:220px .8fr 1fr;gap:55px;padding-top:35px;border-top:1px solid var(--line)}.topic-notes article>span{color:var(--gold);font-size:.7rem;letter-spacing:.15em;text-transform:uppercase}.topic-notes h2{font-size:2.3rem}

.request-hero{padding:85px 0}.request-hero__grid{display:grid;grid-template-columns:1fr .85fr;gap:100px;align-items:center}.request-hero h1{font-size:5.5rem;margin:20px 0}.request-hero__steps{display:grid;grid-template-columns:repeat(2,1fr);border:1px solid rgba(255,255,255,.2)}.request-hero__steps span{padding:25px;color:#dce6ef;border-right:1px solid rgba(255,255,255,.15);border-bottom:1px solid rgba(255,255,255,.15);font-size:.8rem}.request-hero__steps b{display:block;color:#dba95f;font-size:.7rem;margin-bottom:8px}.section--quote{background:#f0f3f6}.quote-layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:35px;align-items:start}.quote-card{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow)}.quote-time-callout{display:flex;align-items:center;gap:16px;padding:18px 30px;background:var(--cream);border-bottom:1px solid #e2d4c0}.quote-time-callout__icon{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:#fff;color:var(--gold)}.quote-time-callout__copy{display:flex;flex-direction:column}.quote-time-callout__copy small{color:var(--muted);font-size:.7rem}.quote-time-callout__copy strong{color:var(--navy)}.quote-time-callout__meta{margin-left:auto;display:flex;align-items:center;gap:8px;color:var(--navy);font-size:.74rem}.quote-time-callout__meta .icon{width:17px;color:var(--gold)}.quote-progress{padding:28px 40px 20px;border-bottom:1px solid var(--line)}.quote-progress__bar{height:4px;background:#e8ecf0}.quote-progress__bar i{display:block;height:100%;background:var(--gold);transition:width .3s}.quote-progress ol{display:grid;grid-template-columns:repeat(4,1fr);list-style:none;padding:0;margin:18px 0 0}.quote-progress li{display:flex;align-items:center;gap:8px;color:#8993a2;font-size:.72rem}.quote-progress li>span{width:25px;height:25px;border:1px solid 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/* Homepage narrative: advisory process, editorial insight and one final CTA. */
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.menu-toggle[aria-expanded=true] .menu-icon--close{display:block}

/* Keep the homepage perspective line readable over the photographic subject. */
.home-hero__statement{margin-top:72px;max-width:310px;padding:28px 30px 25px;background:rgba(255,255,255,.9);border:1px solid rgba(255,255,255,.78);border-top:3px solid var(--gold);box-shadow:0 18px 50px rgba(7,27,58,.16);backdrop-filter:blur(12px);font-size:1.08rem;letter-spacing:.15em;text-align:left;line-height:1.48}
.home-hero__statement span{display:block}
.home-hero__statement i{margin:19px 0 0}

/* Mobile readability and comfortable touch targets across public pages. */
@media (max-width:900px){.breadcrumbs a{display:inline-flex;align-items:center;min-height:44px}.text-link,.insight-card a,.quote-help a,.footer-email{min-height:44px;display:inline-flex;align-items:center}.footer-grid>div:not(:first-child) a,.footer-link{min-height:44px;display:flex;align-items:center}.insight-meta{font-size:.8rem}.quote-disclaimer{font-size:.8rem}.quote-progress li{font-size:.8rem}}